Member Declaration

Declaration

I have received and read a copy of the terms and conditions relating to this account and:
- Agree to become a member of Newcastle Greater Mutual Group Ltd (NGM Group);
- Agree to be bound by NGM Group’s constitution; and
- Agree to be bound by the terms and conditions of the account.

Annual Reports

You may elect to receive NGM Group Annual Reports within 21 days of this notice. If you do not make an election within 21 days we are not required to provide you with Annual Reports but you may change your mind at any time.
Annual Reports set out the following information:
- The financial position and performance of NGM Group; and
- The efficiency with which NGM Group is managed; and
- The financial risks to which NGM Group is exposed.

Notice of Meetings

You may elect to receive notice of NGM Group meetings within 21 days of this notice. If you do not make an election within 21 days we are not required to provide you with notice of meetings but you can change your mind at any time. Notice of meetings informs members about matters in relation to which they may wish to attend a meeting. A member of NGM Group who is entitled to attend, and cast a vote at, a meeting may appoint a proxy to attend and vote on your behalf at the meeting. Attendance at the Annual General Meeting, and other meetings of members, of NGM Group enables the members to:
- Participate in the governance of NGM Group; and
- Ask questions about, and comment on, the management of NGM Group, its financial standing and performance; and
- Ask the auditor of NGM Group questions about the conduct of the audit of the body corporate and the preparation and content of the auditor’s report; and
- Vote on any proposal to amend the constitution of NGM Group or on any other matter in relation to the management of NGM Group .

Changing your mind

You may change your mind at any time to receive or not receive notice of meetings and Annual Reports by contacting us on 13 19 87. If you have elected to receive Notice of meetings and Annual Reports, they will be sent by electronic means. You can choose to receive your communications by paper instead at any time by contacting us.

Privacy Consent and Notification

I have received and understood the Privacy Consent and Notification and I consent to the use and disclosure of my personal information as stated in the Privacy Consent and Notification and the NGM Group Privacy and Credit Reporting Policy. Please note we may not be able to process your application for products and services or provide you with an appropriate level of service if you do not consent to the use and disclosure of your personal information as set out in our privacy policy.

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