You can apply for a Value+ Credit Card if you:

• Are 18 years or older
• Earn over $20,000 p.a.
• Are an Australian citizen or permanent resident

If you answered yes to all three questions, here is the information we will need from you to complete your application:

• Your Australian driver's licence (or other acceptable identification when applicable)
• Employment details
• Details of your income, assets and liabilities
• Information about any additional cardholders (if applicable)

You will also need to provide a copy of your most recent payslip, or if you are self-employed your financial statements and personal tax returns for the last 2 years. Other evidence of income or additional documentation may be required.

You can easily apply online in under 15mins.

We’ll review your application within 7 working days after receiving your documentation.

In case we can’t identify you electronically, you may need to visit your closest branch.

• Complete a Value+ Credit Card credit limit increase application form 
• Return it via email, post or to one of our branches with the applicable supporting documentation
• Applications for limit increases are subject to Newcastle Permanent assessment and approval.

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

• Log onto internet banking
• Click “Services” from the top menu
• Under Card Services, click “Manage Credit Cards”.
• Or you can contact us or visit your local branch

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

To cancel and close your Value+ Credit Card:

• Log onto internet banking
• Click “Services” from the top menu
• Under Card Services, click “Manage Credit Cards”
• Or you can contact us or visit your local branch

To cancel and close your Business+ Credit Card, contact us, visit your local branch, or contact your Business Relationship Manager.