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BSB 650 000

Invest on your terms

4.35
%
P.A.
Interest paid at maturity 6 months
Enquire now

Invest your savings

A Term Deposit is a secure way to boost your savings. Simply open an account, select your term and enjoy the rewards of a certain rate of interest.

With flexible terms from 21 days up to 5 years, no annual or monthly fees and the ability to choose an interest option that suits you, get started from as little as $1,000.

For added peace of mind for your investment, all term deposits are covered by the Australian Government Guarantee for deposits up to $250,000.*

  • graph icon Competitive rates Boost your savings with a competitive rate.
  • calendar icon Flexible terms From 21 days up to 5 years.
  • thumbs up icon Zero fees No annual or monthly account keeping fees.
  • security icon Secure Lock in an interest rate for a term that suits you.
  • percent icon Interest options Choose from interest paid periodically or at maturity.
  • hand withdrawing money icon Guaranteed Backed by the Australian Government Guarantee.*

Support is available to small business customers experiencing financial hardship.

Find out more

Features and interest rates

  • Features

    Minimum deposit amount $1,000
    Flexible terms 21 days - 5 years
    Interest payments frequency Monthly, quarterly, half-yearly, annually or at maturity
    Australian Government Guarantee Up to $250,000*
    Online or branch deposits Deposits can be made within 4 days of account opening (inclusive of the account opening day), or within 7 days before or after maturity date.
    Online or branch withdrawals On the maturity date or within the 7 days thereafter
    Internet banking & estatements Yes
    Premium Banking Relationship service Dedicated and personalised service from the Premium Banking team for customers with Term Deposits of $250,000 in total or a Term Deposit of any value with total deposit holdings over $750,000.

  • Interest rates & fees

    21 - 45 days 1.00%p.a.
    46 - 75 days 1.00%p.a.
    76 - 105 days 3.95%p.a.
    106 - 135 days 3.95%p.a.
    136 - 165 days 3.95%p.a.
    166 - 195 days 4.35%p.a.
    196 - 225 days 3.80%p.a.
    226 - 255 days 3.80%p.a.
    256 - 285 days 3.80%p.a.
    286 - 315 days 3.80%p.a.
    316 - 345 days 3.80%p.a.
    346 - 385 days 4.00%p.a.
    76 - 105 days 3.85%p.a.
    106 - 135 days 3.85%p.a.
    136 - 165 days 3.85%p.a.
    166 - 195 days 4.25%p.a.
    196 - 225 days 3.70%p.a.
    226 - 255 days 3.70%p.a.
    256 - 285 days 3.70%p.a.
    286 - 315 days 3.70%p.a.
    316 - 345 days 3.70%p.a.
    346 - 385 days 3.90%p.a.
    2 years 3.40%p.a.
    3 years 3.90%p.a.
    4 years 3.40%p.a.
    5 years 3.40%p.a.
    1 year 3.90%p.a.
    2 years 3.40%p.a.
    3 years 3.90%p.a.
    4 years 3.40%p.a.
    5 years 3.40%p.a.
    1 year 3.90%p.a.
    2 years 3.40%p.a.
    3 years 3.90%p.a.
    4 years 3.40%p.a.
    5 years 3.40%p.a.
    2 years 3.50%p.a.
    3 years 4.00%p.a.
    4 years 3.50%p.a.
    5 years 3.50%p.a.
    Account Keeping Fee Nil
    Automatic Transfer Fee Nil
    Branch Deposit Fee Nil

     Product Schedule   |   Terms & Conditions   |   View all Interest Rates

Helping small and medium business do big things.

Interest rates effective as of 28/04/2025 and are subject to change without prior notice.
*Deposits up to $250,000 per customer are guaranteed under the Australian Government's Financial Claims Scheme.
Interest rate where Term Deposit funds are withdrawn prior to the maturity date is 0.01% p.a. Term Deposit rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. 
1 and 2 month terms only available for interest paid at maturity.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.