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Offers extended! Up to $3,000 cashback for switching your home loan^

  • Smile icon $2,000 cashback for refinanced loans ≥ $250,000
  • Cash icon Plus a bonus $1,000 cashback for refinanced loans ≥$500,000
  • building icon For owner-occupied and investment home loans,
    LVR ≤90%
  • moneybag icon Paid into your
    Newcastle Permanent account

Welcome to convenience

You can now check out faster in-store or online using Apple Pay or Google Pay™.

Apple pay logo      Google pay logo

The Charitable Foundation's grant to The Happy Paws Happy Hearts Foundation will help disadvantaged young people progress to employment.

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Interest rates effective as of 17/08/2022 and are subject to change without prior notice.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
^Cashback Offers available for home loans refinanced from another financial institution. $2,000 cashback for loans ≥$250,000; bonus $1,000 cashback for loans ≥$500,000. Applications must be submitted by 30/09/2022 and funded by 30/11/2022. Applicable cashback amount will be deposited after loan settlement to an eligible Newcastle Permanent Deposit Account. Only one (1) Cashback Payment and, if applicable, additional Bonus Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offers may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions and Bonus Cashback Offer Terms and Conditions.
Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Wallet, Face ID, Touch ID, Touch Bar, Safari, Apple Watch, iPad, iPhone, iTunes and Mac are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
^^^For a list of compatible Apple Pay devices, see 
Google Pay Terms of Use.
Google, Google Pay and the Google Play logo are trademarks of Google LLC.
Cashcards and Business+ Credit Cards are not eligible.