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BSB 650 000
We have set the following daily limits on transaction / withdrawal amounts. These limits apply generally across all Newcastle Permanent account types. If there are any specific limits that exist for a particular product, this will be detailed in the applicable Product Schedule which can be found on the terms and conditions page.
This page was updated on 8 April 2025, for the following: • Correcting the limit for Visa Credit purchases, which was incorrectly noted as $10,000, whereas a limit on the number of credit card transactions able to made in a day instead applies; • The sub-limit that applies for card transfers to payment wallets or cards held with other financial institutions, following a recent change by Visa to separately categorise these transaction types; • Payment limits that apply to PayTo, which was introduced from 8 April 2025 for eligible accounts.
Limits are subject to available balance, credit limit and product restrictions. Fees may apply to these transactions. For more information, see the relevant terms and conditions. Limits are subject to our discretion and lower limits may be applied to higher risk transactions, such as payments to cryptocurrency exchanges.
1 Some merchants (stores) or ATM providers may apply lower limits. 2 A sub-limit of $1,500 per card, per day applies to transfers to payment wallets or other cards (except for transfers to Newcastle Permanent or Greater Bank). 3The same transaction limits on your card apply to Google Pay, however, an individual transaction limit of USD $500.00 also applies to Google Pay. There is a limit on how many offline transactions that can be made before an internet connection (mobile data or Wi-Fi) is required. You can use your physical card where these Google Pay limits have been reached. Note: you may be required to enter a PIN for some older merchant terminals. 4 A maximum of 20 of these transactions can be made per credit card, per day.
Payment Agreement authorisations: $5,000
Sub-limit for Payment Agreements that allow 'anytime' or multiple payments made within a day: $1,000
These limits are cumulative across all your accounts and based on payment date, not date payment was created. 5Can be self-managed within internet banking up to $10,000. 6Higher limits, up to the maximum allowable limit available upon request by contacting us, however will require a mobile number for payment authorisations, and are subject to approval. 7Some BPAY Billers may impose their own limits on the amount they will accept. 8Contact us if you wish to request a modification to your PayTo authorisation limit. Note: By increasing your Daily Payment Limit to a higher amount than the default limit, you acknowledge that this may increase any potential liability through unauthorised transactions or fraud.
9Larger withdrawals available by request and are subject to availability.
You are able manage your internet banking payment limits for Pay Anyone, Osko®, and BPAY®; provided that you have full internet banking access. To access limits greater than $10,000 call 13 19 87 or visit a branch.
To manage payment limits on internet banking:
To manage payment limits on our mobile app:
Add your eligible Visa Debit card to the Digital Wallet and tap to pay straight away after opening a new account online. No need to wait for your physical card to arrive.
Terms and conditions apply for internet banking and the banking app.