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BSB 650 000
Owner occupied with principal and interest repayments, LVR ≤ 80%. Reverts to Premium Plus Package Tier 4 variable interest rate at end of Fixed Rate period.
Save precious time and money when you apply for a new purchase or refinance online. We’ll take care of the rest.
Enjoy life with one of our lowest fixed rates and the certainty of knowing what your repayments will be. Our Premium Plus Package Fixed Rate Home Loan is available for new home buyers, refinancers and investors with a Loan to Value Ratio (LVR) of up to 95%. And at the end of your fixed rate period, your loan will revert to our Premium Plus Package Tier 4 variable interest rate.
The Premium Plus Package Fixed Rate home loan gives you the ability to make additional repayments up to $25,000 per year, and offers discounts to save you money.
"Based on interest rates, products and flexibility, Newcastle Permanent was way ahead of the other banks for us." -Molly and Michael. Talk to a lender
"Based on interest rates, products and flexibility, Newcastle Permanent was way ahead of the other banks for us." -Molly and Michael.
Tap into the resource of your local lender. Get expert advice based on your unique circumstances while securing a great rate at an award-winning bank.
Your friendly lender is available in person or over the phone. Make your appointment today.
The Premium Plus home loan packages offer a number of features and benefits, including no establishment fee, no redraw fee, no monthly fee on any Premium Plus package product. Find out how to get the most out of your Package by reading our Guide to your Premium Plus Package.
You can maximise your Premium Plus Package and apply for a range of additional benefits:
Give our friendly staff a call on 13 19 87 or visit your local branch to take advantage of these options.
You are eligible to receive these benefits if you have a:
Important information about Premium Plus Package A $395 annual Premium Plus Package fee applies. Package benefits for a product or service described above are only available where the product is in the same name as the package holder, and only available while you hold an active Premium Plus Package. Find out how to get the most out of your Package by reading our Guide to your Premium Plus Package.
Our Rate Lock option allows you to lock in our current advertised rate, protecting you for 90 days against potential interest rate increases while you work toward settling your loan, helping to make your home buying journey just that little bit easier. Read our Rate Lock FAQs to find out more.
Mortgage Fees & Charges - PDF 113kb Break Costs and Fixed Interest Rate Guide- PDF 189kb Get the facts with our Home Loan Key Facts Sheet.
View all home loan interest rates
Let us come to you! Find a local lending specialist in your area.
Available over the phone or in person, you can get the loan expertise you need without leaving your house.
Save up to 10% discount on your first year's premium when you quote and buy a new policy online.~~@&
~~@&Terms and Conditions apply.