Discounted rates for our mates.


  • Home loan offer#
    Enjoy 0.05% below our current advertised Newcastle Permanent Home Loan rates when you borrow $150,000 or more before 30 September 2025. Plus you can enjoy our other special offers such as waiving of the $595 Establishment Fee on the Real Deal Home Loan.
  • Personal loan offer^
    As a way of saying thank you for banking with us, we are waiving our application fee for new personal and car loans ($250). Only for our faves, for applications submitted by 30 September 2025.

A hundred reasons to smile

Open a new Everyday Account using the campaign code ‘cashback5’ and earn up to $100 cashback on eligible Visa purchases! New Everyday Account holders only.

Enquire now

One of our lenders will be in touch to help you complete your loan application with your special offer.

A top rated app. Again and again.

  • Securely access your money any time
  • Check out faster in-store or online using mobile payments
  • Personalise, manage and open an account in seconds.

#Home Loan offer: 0.05% p.a. discount off current advertised home loan interest rates on borrowings of >$150k, for applications submitted by 30/09/25. At least one borrower or their immediate family member must hold an active registration with a Northern NSW Football Club, and proof of membership must be supplied with loan application. Offer does not apply to Credit Facilities, Bridging Loans or loan applications submitted online. Offer is not available in conjunction with any other offer. Newcastle Permanent may change or withdraw this offer at any time.
^Personal Loan offer: Application Fee waived on Personal Loans for applications submitted by 30/09/25 where at least one borrower or their immediate family member holds an active registration with a Northern NSW Football Club, and proof of membership is supplied with loan application. Offer is not available in conjunction with any other offer. Newcastle Permanent may change or withdraw this offer at any time.
Everyday Cashback:  To be eligible for the offer, open a new Everyday Account either online by using the campaign code ‘cashback5’ or in branch and mention this offer.  This offer commences 24 February 2025 and will remain open until withdrawn. All account holders must be aged 14 years and over at the time of account opening and not hold an existing Everyday Account with Newcastle Permanent as at 11.59pm 23 February 2025. 5% Cashback is payable for combined eligible Visa purchases up to $2000 (maximum cashback $100 per customer) made within 45 days of account opening.  Eligible purchases include purchases using a merchant terminal where credit is selected or using tap and go/contactless where the transaction is processed on the Visa network; online purchases via a merchant’s website/app; or scheduled payments using the Visa card details.  If eligible, the account credit/s will be paid into your Everyday Account within 75 days of account opening (account must still be open at time of payment). Maximum cashback amount applies per customer. Cashback is calculated on the Australian dollar amount of eligible purchases (net of any fees). Offer is not available in conjunction with any other offer and is limited to cashback incentive on your first eligible account only. Newcastle Permanent may change or withdraw this offer at any time. Available for NSW residents only.

©Newcastle Permanent, part of Newcastle Greater Mutual Group Ltd
ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273
General Advice Warning: Any general advice on this website (including via webchat) has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on the advice, you should consider its appropriateness (having regard to your personal circumstances). Before deciding to acquire a financial product from us, you should also consider the relevant Terms and Conditions or Product Disclosure Statement.