How to apply for a Home Loan
Before you start
To get started, simply complete our home loan enquiry form online to speak to our Mobile Lenders. At this stage, we only require you to provide:
- An indication of the home loan you require.
- Your contact details.
- Your employment status.
To apply for a home loan you must be over 18 years of age. Please contact us on 13 19 87 for more information.
This form is secure and any information you provide will only be distributed within Newcastle Permanent in order to start your application.
What happens after you submit this loan enquiry
One of our Mobile Lenders will be in contact with you within 1 business day to arrange an appointment at a time and place that suits you, or if you prefer we can arrange your home loan over the phone.
Some of the documentation you may need to finalise your application are:
- Property details such as the contract for sale, plans or a copy of the title deed.
- Proof of income such as pay slips and evidence of any additional income.
- Statements for existing commitments or loans to demonstrate your ability to commit to ongoing repayments.
- Savings history such as account statements to demonstrate your ability to commit to ongoing repayments.
- You will be required to provide identification in accordance with the ID check.
Here's some more information for you:
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable.