Value+ Credit Card
Our Value+ is a low rate Credit Card designed to make your life a little easier. Value+ offers one of the lowest rates in the country on all your purchases, cash advances and balance transfers, as well as up to 55 days interest free for purchases.
Benefits
- A low rate credit card for all your transactions, cash advances and balance transfers.
- One fee for up to four (4) cards.
- Up to 55 days interest free on purchases.
- Free phone and Internet banking.
- Personalise your credit card with your favourite image through MyDesign.
Product features
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Purchase rate
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11.34% p.a. |
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Annual fee
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$45 |
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Interest free days
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Up to 55 interest free days for purchases |
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Minimum credit limit
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$500 subject to approval |
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Maximum credit limit
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$20,000 subject to approval |
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Standard Balance transfer rate
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16.99% p.a. |
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Cash advance rate
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16.99% p.a. |
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Additional cards
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Up to 3 |
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Type of card
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Visa Credit Card |
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Access and transactions
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- Internet banking
- Phone banking
- BPAY®
- Over the counter at any of our branches |
There may be other fees payable. Please refer to the Value+ Credit Card fees and charges brochure (PDF - 148kb).
Apply today for our low rate Credit Card
You can apply online now, or print an application form and return it to us. Learn more about how to apply for our low rate Credit Card.
Balance Transfers
Transferring store or other credit card balances over to Newcastle Permanent's great low rate credit card can save you time and money.
All you need to do is simply complete and return a Balance Transfer application and let us do the rest.
Interest rates
We offer competitive low rates of interest for our Value+ Credit Card.
Terms and Conditions
Value+ Credit Card Conditions Of Use (PDF - 209kb)
To open PDF files, you will require Adobe Acrobat Reader. Download it for free from the
Adobe website.
Here's some more information for you:
Applications are subject to Newcastle Permanent’s normal credit approval process. Fees and charges are payable. Full Conditions Of Use are available on request and will be included in any loan offer. Effective from 6 January 2010.
® Registered to BPAY Pty Ltd ABN 69 079 137 518